Now that you have given some thought to how you approach your finances, let's consider the things we all spend money on. Unless you live in a cave and survive off the land, you will inevitably need to spend some money. As a student; it is vitally important that the choices you do make are the right ones so that the funds you have, spread as far as possible. Have a go at our quick flip quiz below to identify the things we all need and separate these from things that are nice to have (wants).
It is important to remember that we all have different needs and wants depending on our circumstances. Our advice isn't to deprive yourself of all things nice but to understand the choices you do make and ensure you plan in advance to make certain you can afford these AFTER you have met your priority bills.